Real Estate Investment Financing: 1-4 Units

Whether you are a brand new real estate investor or seasoned professional, we offer the products to fit your strategy.

DSCR Loans

  • Ideal for turnkey rental acquisitions and refinances.

  • 30 Year term with various structures, including: fixes, ARMs, and Interest-Only

  • Prepayment flexibility

  • Buy-down options

  • Minimum Loan amount: $50k

  • Purchase = 80% max LTV, Cash out = 75% max LTV

Ground up Construction Loans

  • Ideal for single asset new builds or PUDs

  • Non-recourse available

  • Lot purchase available

  • 12-48 month term, interest-only

  • Loan amounts up to $12mm+

Bridge Loans

  • Ideal for fix and flips, fix to rents, and stabilized short term.

  • 12-24 months interest-only

  • No prepayment penalty

  • 3-6 months seasoning for fix to rent refinances

  • Up to 90% LTC

Portfolios

  • Ideal for purchasing or refinancing two or more properties under one blanket loan

  • Non-recourse and carveouts available

  • Compatible with both Bridge and DSCR loan structures